VO-BB - 19 YEARS OLD!

Philip Banks · Posted: Tue Aug 29, 2006 10:00 am Post subject: Unusual place to get paid

Tim is Canadian. He works in Dubai. A few days ago I voice a couple of commercials for him. Rather than doing this through his company it was a job he was doing in his own time. All went well. To transfer money to me his bank was going to charge $30 - Daylight robbery. Western Union it is!

A couple of hours ago I went to collect my pay from the Chemists in Buckie, where else?

audio'connell · Posted: Tue Aug 29, 2006 10:29 am Post subject:

My wife yells at me, well... for many things (probably deservedly so) but the thing she yells at me annually for is using the debit card to pay for groceries etc because the bank charges .50 a pop. Well you start looking at the charges ( doing nothing else than having a software program do its job unattended) one accrues and it’s like $200-$300 a year (at .50 a pop).

ALSO highway robbery.

And what I am most pissed about is I am as of yet unable to figure out how I can profit off this dastardly scheme Laugh

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audioconnell Voice Over Talent
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Hart · Posted: Tue Aug 29, 2006 12:06 pm Post subject:

ConnieTerwilliger · Posted: Tue Aug 29, 2006 12:31 pm Post subject: Re: Unusual place to get paid

Sameer · Guest

Well,Dubai has everything "big" about it.....big malls...biggest hotel.....so it applies to charges as well Smile

Dave · Posted: Sun Sep 10, 2006 2:05 pm Post subject:

anthonyVO · 14th Avenue Joined: 09 Aug 2005 Posts: 1470 Location: NYC

Here's the thing about debit/check cards:

When you present it, the cashier/clerk asks you "Debit or credit?" They're not asking you if it's a debit card or a credit card - they're asking you "how would you like to use this thing?"

If you say "debit," then it's used as an ATM card to pay for your purchase, in which case there's a fee from your bank - much like there's a fee for using non-network ATMs (for most banks).

If you say "credit", then it's used via the VISA/MASTERCARD network just like a credit card and BOOM - no fee from your bank.

Hope that helps.

-Anthony

Don G. · King's Row Joined: 11 Nov 2004 Posts: 1071 Location: MA

Jeez, after I saw the title of the thread, I figured Banksey was handed an envelope of cash in a back room somewhere.

Anyway, as mentioned earlier, it depends on your particular bank as far as debit card use fees. For our main checking account, there has never been a fee for debit card use. On the other hand, I wasn't thinking and used my other debit card at a supermarket once and there was that pesky .50 fee for doing so. As I said, I did it ONCE.

Hey, sometimes it's easier to punch in four numbers than sign your name.

Doc · Guest

Why not just do what I do. I keep all my active accounts at a credit union. NO fees, except printed checks or ISF. There are, however, fees associated with using ATM machines not affiliated with the particular credit union. But, there's never a useage fee for using the debit option.

What's more, I get FREE bill paying service which not only saves me postage, but mileage to the P.O. And, I get great interest rates on loans, etc.

I've been with my credit union now for more than 15 years and couldn't be happier.

Gregory Best · Posted: Sun Sep 10, 2006 6:20 pm Post subject: credit union it is for me too

I have used a credit union for all my banking for over 30 years and there are no fees for use of ATM/debit card. It is Visa ATM/debit card so if they ask me "debit or credit" I say credit and it is guaranteed as a Visa payment in case of fraud.

I don't have nay ATM fees either if I use an ATM with a Star on it.

Dump the bank. Why pay fees?

Greg

CWToo · Guest

The fee for using a debit card may not be from your bank, but rather from the merchant.

At our doggie daycare (www.wagsdoggiedaycare.com) we get hit with an extra fee if a client wants debit. So we don't ask We just press the "credit" button and get on with it.

Some merchants add a couple of cents on debit purchases to cover the extra expense.

AmEx is another expensive credit card for mechants and you will find that some merchants will charge extra for you to use it.

But mostly, I'd change banks. Being charged a transaction fee for your debit card is so 1980's.

Bruce · Posted: Mon Sep 11, 2006 7:18 am Post subject:

Banks are so competitive here that there's never a charge to use your ATM card at any store or their own ATM's, and a newer bank is offering to pay the ATM fees you incur using other banks ATM's.

I've never understood merchants who gripe so much about the bank fees on ATM and credit card charges. It's a cost of doing business (all 2 to 4% of it) and you just build it in to your sale prices. As this world goes more and more digital merchants won't have a choice anymore. I pay my PayPal charges gladly knowing I've got the cash in hand NOW.

B
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VO-BB Member #31 Enlisted June, 2005

I'm not a Zoo, but over the years I've played one on radio/TV. .

bobsouer · Posted: Mon Sep 11, 2006 8:23 am Post subject:

Count me as another happy credit union custom, not only for my personal accounts, but for my business accounts as well. I save over $150 per year on monthly service charges alone since switching from a bank to a credit union for my business accounts.
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Bill · Guest

Does anyone else remember when banks first started issuing ATM cards (early 80's if memory serves) and said it was a "cost savings" and some banks in fact started charging "teller fees" if you went into the bank and bothered their staff to get to your money?

gotta luv the WAMU commercials too. cool

brianforrester · Posted: Mon Sep 11, 2006 9:39 am Post subject: